Complete Story
11/18/2025
Is An ICHRA the Right Solution for Your Business?
Source: HR Dive, October 21, 2025
Are you facing unaffordable health coverage, large annual increases, or struggling to meet the diverse needs of your workforce? Individual Coverage Health Reimbursement Arrangements (ICHRAs) offer a powerful, flexible solution for businesses of all sizes. With an ICHRA, you gain predictable costs by setting your pre-tax contribution amount, ensuring stable expenses year after year. This model also leverages the vast individual marketplace, providing more cost stability than traditional group plans.
ICHRAs empower your employees with true choice, allowing them to select health plans that best fit their unique needs, budgets, and even geographic locations – a significant advantage for diverse or distributed teams. This personalized approach not only boosts employee satisfaction (with 94% reporting equal or greater satisfaction after switching) but also serves as a strong recruiting and retention tool. Furthermore, ICHRAs help optimize wages by offering cost savings for both employers and employees, and provide unparalleled flexibility in how benefits are applied across different employee classes.
For human resources leaders, the health benefits challenge is constant: deliver competitive options that meet vast employee needs without breaking the budget. Rising premiums, unpredictable renewals and increasingly diverse workforces make the traditional group plan model harder to sustain.
That’s why the ICHRA is gaining momentum as a core benefits strategy. According to the HRA Council, applicable large employers (ALEs with more than 50 FTEs) are choosing ICHRA. Aggregated ALE adoption is up 34%, with some large employer cohorts showing 49% year over year growth from 2024-2025.
2026 Print Excellence Awards
Entries are arriving at GMA’s office. Are your entries among them. If not, you still have time. The deadline is December 31.
Read MoreExtended Producer Responsibility (EPR) Legislation
EPR legislation is one of the most significant policy threats our industry has faced in decades. It’s transforming how packaging, labeling, and printed materials are designed, produced, and managed at the end of their lifecycle. As legislation continues to advance across multiple states—and begins to influence federal discussions—EPR will have major implications for the printing, packaging, and manufacturing sectors.
Read More10 Essential Items on Your December 2025 To-Do List
10 items you should tackle in December 2025, based on the latest workplace law developments and upcoming critical compliance issues.
Read MoreBound Printed Matter Litigation On Hold
Among the many government activities on hold because of the government shutdown are those of Department of Justice attorneys representing other federal agencies. Among those is the suit against the Postal Regulatory Commission's June 25 decision denying the Postal Service’s request to remove Bound Printed Matter flats and parcels from the market-dominant product list.
Read MoreAn Employer’s Guide to Multi-Cultural Celebrations
While employees should feel included year-round, the holidays offer a unique opportunity to blend different cultural, religious, and secular traditions into a respectful and welcoming environment.
Read MoreOvercome the Price Objection
While researching a new Sales Vault training course, Bill Farquharson came across a new way to overcome the price objection and shares it in this week's Short Attention Span Sales Tip.
Read More