Complete Story
11/04/2025
Cost Containment in Ohio Workers’ Compensation
Source: Sedgwick, November 3, 2025
Workplace injuries can carry both financial and emotional weight for employers and employees alike. While ensuring injured workers receive proper care remains the top priority, managing the associated costs is also essential to maintaining a healthy workers’ compensation program.
In Ohio, employers have three key strategies available to help contain costs: Settlements, Disability Relief, and Subrogation/No-Fault Motor Vehicle Accidents (MVA). Sedgwick continues to lead the industry in leveraging these tools effectively.
Our approach combines advanced analytics and proactive cost containment strategies to help Ohio employers reduce claim expenses and lower premiums. From the moment a claim is filed, our team is equipped to implement solutions that drive meaningful savings.
Sedgwick’s dedicated cost containment team focuses exclusively on delivering impactful results through these three avenues. Our efforts have led to significant savings not only for individual employers but also for those participating in group retrospective rating programs.
Settlement Agreements
A settlement involves a mutual agreement between the employer, the injured worker, and the Ohio Bureau of Workers’ Compensation (BWC) to resolve a claim with a lump sum payment. This can result in full or partial closure of the claim, helping employers manage long-term exposure.
Disability Relief
This program supports employers who hire or retain individuals with pre-existing medical conditions. If a disability contributes to an injury or delays recovery, employers may be eligible for reimbursement on related claims, reducing their financial burden.
Subrogation / No-Fault MVA
When a workplace injury stems from a motor vehicle accident involving a third party, the Ohio BWC may assign the claim’s cost to the surplus fund—relieving the employer of direct financial responsibility.
Sedgwick is proud to collaborate with our clients in optimizing their workers’ compensation programs. Our early, proactive approach to cost containment remains a cornerstone of our commitment to achieving the best possible outcomes for both employers and injured workers.
An Evening Celebrating Print Excellence
From Best of Show and Rising Star honors to the excitement of the People's Choice competition, the Print Excellence Awards Grand Ceremony is the industry's biggest celebration of the year. Gather your team and register today.
Read MoreSB54 & SB343: What the Latest Updates Mean for Our Industry
Packaging and recycling laws are rapidly changing, and recent developments can severely impact the print and visual communications industry. Join GMA and APAN as we present RJ Cervantes, from Resilient Advocacy, to provide a webinar to update members on SB 343 & SB 54.
Read MoreProtect Your Business From Phishing Attacks
Phishing remains one of the most common cybersecurity threats facing businesses today. A single click on a fraudulent email, text, or website can expose sensitive information, disrupt operations, and lead to costly consequences. Learn how to recognize the warning signs and better protect your organization.
Read MoreThe Digital Fade Is Here
Consumer tolerance for digital messaging is shrinking—and it's changing how brands connect. More than half of consumers say they spend too much time on their devices and most admit they ignore online ads. Marketers are taking notice: 90% of marketing leaders are increasing direct mail budget this year, and support for the shift is growing. From smarter AI-driven personalization to new USPS postage incentives. It's a reminder that in a crowded digital landscape, paper still delivers.
Read MoreCannabis Laws Are Changing: 8 Questions Employers Should Ask Now
As cannabis laws continue to evolve and positive drug test rates rise, employers face new challenges balancing workplace safety, staffing needs, and legal compliance. Learn how changing regulations are impacting workplace policies and the key questions every employer should be asking.
Read MoreHow to Avoid the Price Objection From Existing Clients
Want that repeat order without being subjected to low ball pricing from a rogue competitor? Follow the advice in this week's Short Attention Span Sales Tip by Bill Farquharson.
Read More